Banking with premium privileges

About the card

Vasai Vikas Sahakari Bank Ltd. is pleased to introduce the VVSB RuPay SELECT Debit Card, a premium variant Debit Card issued under the RuPay SELECT programme of the National Payments Corporation of India (NPCI). The card is available at all Branches of the Bank with effect from 09/09/2026.

It offers our valued customers higher daily transaction limits, insurance protection and a bouquet of exclusive lifestyle, travel and wellness privileges.

Key features and benefits

Refer list Of Domestlc and international  Lounges on https://www.rupay.co.in/lounges 

**THE DAILY LIMITS STATED ABOVE ARE THE MAXIMUM PERMISSIBLE LIMITS UNDER THE PRODUCT. THEY OPERATE SUBJECT TO THE BANK’S PREVAILING INTERNAL LIMITS, THE BALANCE AVAILABLE IN THE ACCOUNT AND THE APPLICABLE NPCI / RUPAY SWITCHING RULES.

Rs. 1,000/- per annum

Annual card fee, plus applicable taxes. The fee is recovered from the linked Savings or Current Account of the cardholder.

Who can apply

Individual account holders maintaining a Savings Bank or Current Account with the Bank, subject to the eligibility norms prescribed by the Bank from time to time. Your KYC should be complete, valid and up to date. Your mobile number and e-mail ID should be correctly registered and updated with the Bank. These are essential for OTP-based authentication and service communications. Your account should be in operative status.

How to apply

Visit your nearest VVSB Bank Branch and submit the prescribed application form, duly filled and signed. The card and the PIN are delivered strictly against acknowledgement, in accordance with the Bank’s card delivery procedure. The card or PIN is never handed over to any third party. Branch staff will guide you on activating the card, setting or changing the PIN, and enabling or disabling the usage channels-ATM, POS, e-commerce and contactless-as per your requirement.

Charges other than the annual fee

Charges such as re-issue, replacement, PIN re-generation and transaction decline charges are levied as per the Bank’s Schedule of Charges in force from time to time.

How to avail the premium benefits

The premium benefits attached to the card are not automatic. Eligible customers may avail the applicable benefits only upon fulfilling the qualifying transaction criteria prescribed under the prevailing NPCI/RuPay SELECT programme. Qualifying transactions may include eligible POS and e-commerce transactions carried out during the prescribed period, as notified under the programme from time to time.

CARD SAFETY, CUSTOMER ADVISORY AND GRIEVANCE REDRESSAL

Keep your card safe

Never disclose your PIN, CVV, OTP or card details to any person, including Bank staff. Do not hand over your card to any unknown person and keep the card in sight while transacting at merchant outlets. Keep your registered mobile number active and updated so that you receive transaction alerts. If your card is lost or stolen, block it immediately by giving a missed call to +91-9212130303, or report the matter to your Branch or to our toll-free number 1800 2332 570 without delay. Detailed instructions are available on our card blocking service page.

Frequently asked questions

Q.1 Who can apply for the VVSB RuPay SELECT Debit Card?

Any individual account holder maintaining a Savings Bank or Current Account with the Bank may apply, subject to the eligibility norms prescribed by the Bank from time to time and completion of valid KYC.

Q.2 What are the daily transaction limits on the card?

ATM cash withdrawal up to Rs. 1,00,000/- per day and POS or e-commerce transactions up to Rs. 5,00,000/- per day. These are the maximum permissible limits under the product and operate subject to the Bank’s prevailing internal limits, the balance available in the account and applicable NPCI / RuPay rules.

Q.3 What is the annual fee for the card?

Rs. 1,000/- per annum, plus applicable taxes, recovered from the linked account as per the Bank’s Schedule of Charges.

Q.4 Are the lounge, spa, golf and other privileges available automatically?

No. These benefits are available only on fulfilling the qualifying transaction criteria prescribed under the prevailing NPCI/RuPay SELECT programme, and remain subject to eligibility, availability at participating outlets, programme terms and the terms and conditions of the respective service providers.

Q.5 How do I apply for the card?

Please visit your nearest VVSB Bank Branch and submit the prescribed application form. The card and PIN will be delivered to you against acknowledgement.

Q.6 How do I block my card if it is lost or stolen?

Give a missed call to +91-9212130303 to block the card immediately or inform your Branch or our toll-free number 1800 2332 570 without delay. Detailed instructions are available at https://vvsb.bank.in/digital/258

Q.7 Where can I register a complaint relating to a failed transaction?

Complaints in respect of failed electronic transactions may be registered on our digital complaints page at https://vvsb.bank.in/digital-complaints, or with your Branch. Please wait for two to three days for auto resolution before registering an online complaint.

CONTACT - Get your VVSB RuPay SELECT Debit Card

For issuance and further information, please contact your nearest VVSB Bank Branch.

Vasai Vikas Sahakari Bank Ltd., Head Office, Vasai (W), 401201.

Your Bank • Your Benefits • Your Premium Experience