Retail Loan

With VVSB Personal Loan fulfil your diverse monetary needs be it your ceremonial or medical expenses, buying the latest and widest range of home appliances/ electronics/ furniture/two wheelers or carry out house renovations or for any other reason acceptable to the Bank.

Interest Rate: 12.50%


Features

1. Flexible Repayment Tenure

2. Minimal Documentation

3. Flexible usage of funds

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Avail Gold loan to overcome any financial need at a truly unparalleled rate of interest.

Interest Rate: 8.25%


Features:

1. Flexible Repayment Tenure

2. Speedy Sanction & Disbursal of Loans

3. Safety of Gold Ornaments

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Purchase a flat, row house, bungalow etc which is available either as ready possession or under construction. VVSB Housing loan makes it easy for turning dreams into reality.

Interest Rate: 7.95%


Features:

1. Flexible Repayment Tenure

2. Attractive Interest Rates

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Loan Against Property (LAP)

Your property can help you fulfil your personal as well as business needs. Mortgage your immovable property with us and enjoy comfortable EMIs with long tenure.

Interest Rate: 9.25%
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This education personal loan scheme is for school, college, or coaching class fees from STD VIII to Graduation. With maximum loan limit of up to Rs. 1 Lakh and minimum loan amount of Rs. 30,000, we aim to make education more accessible.

Interest rate is a competitive 9.95% per annum, with a repayment period of 9 months, ensuring the loan is closed before the commencement of the next academic year.

Applicants must have a minimum CIBIL score of 650.

Interest Rate: 9.00%

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Avail our “SARASWATI EDUCATION” loan for pursuing higher Education in India or abroad. It covers admission fees, accommodation, purchase of educational equipments, travelling expenses, lab apparatus, books, computer & peripherals, etc.

Interest Rate: 8.50%

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Make VVSB Vehicle Loan your ideal choice to own your dream vehicle. Purchase a Two/Four Wheeler for personal/commercial use at attractive rate of interest.


Features:

1. Flexible Repayment Tenure

2. Attractive Interest Rates

Interest Rate: 8.00%

T&C Apply*

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To meet financial needs or to finance premises, Medical equipment/ Machinery, tools, Furniture & Fixtures, Hospital Utility Vehicles, etc.

Interest Rate: 9.00%

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Travelling and exploring the world is an experience like no other. Plan a family holiday or meet your travel expenses for business or leisure in India/Abroad with our “SUHANA SAFAR” loan scheme.


Features:

1. Flexible Repayment Tenure

2. Minimal Documentation

Interest Rate: 8.50%

T&C Apply*

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In case of exigency avail loan against your term deposit receipts rather than breaking your deposit. An ideal way of maintaining liquidity while optimizing the returns of your invested funds.


Features:

1. Flexible Repayment Tenure

2. Speedy Sanction & Disbursal of Loans

T&C Apply*

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Pledge your securities and get instant loan/credit facility to meet your urgent need of funds without liquidating them. An ideal way of maintaining liquidity while optimizing the returns of your invested funds.


Features:

1. Flexible Repayment Tenure

2. Speedy Sanction & Disbursal of Loans

Interest Rate: 9.50%

T&C Apply*

Apply Now