Open Classic Current Account to experience seamless banking with us which gives you add-on benefits apart from regular Current Account.
1. Instant Account Opening
2. Min. Balance : ₹5000 Min. Quarterly Avg Balance : ₹30,000/-
3. Free Rupay Card Free 6 Cheque Books of 30 leaves in a Year
4. Free 3 NEFT & 6 RTGS Transactions Per Month.
Our Features
Open Classic Current Account which gives you add-on benefits apart from regular Current Account to enjoy seamless banking with us.
1. Initial Deposit amount : ₹2,000/-
2. Minimum Balance : ₹5,000/-
3. Minimum Average Quarterly Balance: ₹30,000/-
4. Free Govt Payments (GST,Income Tax, TDS)
5. Free Banker’s Cheque (Twelve Chqs In a Year)
6. Free PAN card
7. NIL Cash Counting & Ledger Folio Charges
8. Enhanced ABB Cash Withdrawal Limit (Self: Upto 3 Lakh/Third Party : 2 Lakh)
9. No processing charges for Car Loans and Education loans to account holders.
Services
We help businesses and customers achieve more.
1. Mobile Banking & SMS Banking
2. Cheque Book Facility
3. Funds remittance through RTGS / NEFT
4. ATM/DEBIT Card (Sole proprietorship)
Click here to download the account opening form
Eligibility
Eligibility parameters for classic current account.
1. Resident Individual – Single / joint account
2. Illiterate person
3. Minor – operated by Natural guardian / appointed
4. Hindu Undivided Families (HUF)
5. Institutions / Associations
6. Clubs
7. Trust
8. Charitable Religious Institution
9. Institutions specially permitted by RBI
Other Terms and Conditions
1. If account holder does not maintain stipulated quarterly average balance of ₹30,000/- continuously for two quarters, all facilities offered under the scheme will stand withdrawn immediately.
2. Penalty for non maintenance of average quarterly balance will be ₹ 500.00 per quarter which will be recovered after the end of respective quarter which will be recovered through system after the end of respective quarter.
Additional facility for Existing Account holders
1. Existing account holders can be shifted to new scheme as per the request received and such account holders will have to maintain minimum average quarterly balance of ₹30, 000.00 as per the terms of the scheme. Standard request Form will be made available by the branch to the account holders.
